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New Jersey Financial Institutions

New Jersey Financial Institutions

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The United States USA financial device is a community that allows exchanges between lenders and debtors. The device, which incorporates banks and funding firms, is the base for all financial hobby within the nation. According to the Federal Reserve, economic regulation has foremost meant purposes: to make certain the safety and soundness of the monetary gadget and to offer and put in force rules that aim to protect consumers. The regulatory framework varies throughout industries, with one of a kind guidelines making use of to exclusive financial services.

Individual federal and nation entities have different and occasionally overlapping responsibilities in the regulatory gadget. For instance, individual states and three federal groups—the Federal Reserve, the Office of Comptroller of the Currency OCC, and the Federal Deposit Insurance Corporation FDIC alter industrial banks. Other sectors of the financial marketplace are regulated with the aid of specific entities.

HIGHLIGHTS
In 2015, there were a total of 51 wonderful business banks in New Jersey, with general deposits of $302.51 billion.
The Department of Banking and Insurance is answerable for the law of economic establishments in New Jersey.
In 2015, a complete of sixty eight,551 financial crimes had been reported in New Jersey according to the Financial Crimes Enforcement Network FINCEN, an agency of the USA Department of Treasury.
Some, which includes the Brookings Institution, argue that increased governmental law of banks and monetary products e.G., mortgages can save you big-scale financial crises, protect consumers from abusive practices, and stabilize monetary markets. Others, along with the Cato Institute, argue that over-regulation of banks of banks and financial merchandise burdens business, stalls financial growth, and does little, if some thing, to stabilize financial markets. Beyond this primary debate approximately the function of the authorities in regulating the private financial sector, there are varying critiques about the right volume of governmental law
Key phrases and definitions
The following is a list of key terms that are used in the course of this text:

Commercial financial institution: An entity that gives monetary services to individuals and companies; industrial banks provide a diffusion of economic products and services, consisting of financial savings money owed, checking bills, and certificate of deposit.
Credit union: A monetary entity much like a industrial financial institution this is owned by means of its individuals.
Depository organization: A economic entity, together with a bank or credit score union, that accepts deposits from individuals and pays hobby on the ones deposits.
Financial gadget: The community of financial entities that allows exchanges between lenders and debtors.
Investment banking: A shape of banking this is associated with the advent of capital for different groups, governments, and other entities. Investment banks underwrite new debt and equity securities for all forms of corporations, resource in the sale of securities, and assist to facilitate mergers and acquisitions, reorganizations and broker trades for each institutions and personal traders.
Security: A protection represents an possession position in a publicly traded business enterprise stock, a creditor dating with a governmental body or a organisation bond, or rights to possession as represented by an alternative.
Historical context
In October 1907, a economic crisis referred to as the Panic of 1907 befell in the United States. Also referred to as the Knickerbocker Crisis, the Panic of 1907 commenced with a failed try to manipulate the shares of the United Copper Company. As the manipulation failed, banks that had lent money for the purpose of manipulating United Copper’s stocks, which includes the Knickerbocker Trust Company, started to fail. This caused a hurry of depositors stressful their cash lower back from Knickerbocker, main to the employer’s crumble. This fall apart stoked fears that other banks might pass bankrupt, and so clients commenced chickening out their funds from nearby banks. This, in turn, brought on a recession as banks failed because of loss of price range. During this time, the New York Stock Exchange fell by way of approximately half.

The loss of a significant bank for america, which proponents argued might have supplied a source of belongings for suffering financial establishments, changed into seen via some to be a reason of the Panic of 1907. In 1910, Senator Nelson Aldrich R introduced regulation for the creation of a critical bank. The first bill failed to pass, however provisions of it had been integrated into the Federal Reserve Act of 1913. This act provided for the introduction of the Federal Reserve System additionally known as the Fed, the vital bank of the USA. The established order of the Federal Reserve marked a key turning factor inside the federal government’s law of the non-public financial region.
In the wake of the Great Depression, a international financial despair in the 1930s, america authorities followed the Glass-Steagall Act, which represented a variety of the federal authorities’s position in regulating the economic quarter. The Glass-Steagall Act become a direct reaction to banking failures; the law sought to prevent future screw ups via setting apart commercial banking and securities activities. The position of the Federal Reserve in the Great Depression has been a topic of dialogue. According to former Federal Reserve Chairman Ben Bernanke, the moves of the Fed have been a cause of the Great Depression. Bernanke said the Fed’s selection to raise hobby charges in 1928 and 1929 contributed to the melancholy. The improve become an try to restriction hypothesis within the securities market, however as a substitute slowed monetary interest as buyers feared dropping cash because of inflation on their investments. Economist Milton Friedman argued that the Fed did not purpose the melancholy, but that mistakes in policy avoided the Fed from stopping the recession from turning into a melancholy.

More recently, the economic crisis of 2008, now and again called the Great Recession, launched the USA and the worldwide financial system into the most severe economic crisis since the Great Depression. Investopedia, an internet financial encyclopedia, describes the recession as follows:

During the American housing increase of the mid-2000s, financial institutions started advertising and marketing loan-backed securities MBSs and complicated spinoff products at extraordinary tiers. When the real estate market collapsed in 2007, these securities declined precipitously in cost, jeopardizing the solvency of over-leveraged banks and economic establishments in the U.S. And Europe.
Although the global economic system became already feeling the grip of a credit disaster that were unfolding due to the fact that 2007, matters came to a head a year later with the bankruptcy of Lehman Brothers, the u . S . A .’s fourth-biggest funding financial institution, in September 2008. The contagion fast spread to different economies around the sector, maximum substantially in Europe. As a end result of the Great Recession, the USA by myself shed greater than 7.Five million jobs, inflicting its unemployment charge to double. Further, American households lost roughly $sixteen trillion of net well worth as a result of the inventory market plunge.
There are competing theories as to what caused the housing increase and bubble that spurred the recession of 2008. There is likewise debate about whether the repeal of the Glass-Steagall Act in 1999 contributed to the recession. In 2008, at the peak of the disaster, U.S. Gross domestic manufacturing growth slowed to 0.Four percent. The state’s unemployment price spiked, hitting 10 percent in October 2009.

This period of stagnant growth and high unemployment lasted from December 2007 to June 2009. During this time, the federal government spent $700 billion via the Troubled Asset Relief Program TARP in an try to help the failing monetary system. Lawmakers assisting TARP claimed that sure monetary establishments, including Citigroup and Wells Fargo, were too massive to fail, which means that the failure of those entities might threaten the whole monetary system. Critics cited this software as a bailout, arguing that this system compelled taxpayers to rescue, or bailout, a non-public enterprise.

In 2009, Representative Barney Frank D and Senator Chris Dodd D drafted a monetary law bill, referred to as Dodd-Frank, which became delivered within the United States House of Representatives in December 2009 and enacted the subsequent yr. According to the United States House of Representatives Financial Services Committee, Dodd-Frank created 400 new economic rules. Additionally, the bill created four new federal organizations: the Consumer Financial Protection Bureau CFPB, the Office of Financial Research (OFR), the Federal Insurance Office FIO, and the Financial Stability Oversight Council FSOC.

New Jersey Financial Institutions
as of 2/2/2022 !


The Bank of New York Mellon – Commercial Bank (Out of State)
385 Rifle Camp Road


West Paterson, NJ 07424 Ms. Elaine Conroy, Senior Vice President
(973) 247-4045


Holding Company: BNY Holdings Corp.
Regulator: State of New York Banking Department
1st Bank of Sea Isle City – Savings Banks/State
4301 Landis Avenue
Sea Isle City, NJ 08243 Mr. Larry Schmidt, President
(609) 263-7823
Holding Company: 1st Capital Holding Corp.
Regulator: New Jersey Department of Banking and Insurance
1st Colonial Community Bank – Commercial Banks/State
1040 Haddon Avenue
Collingswood, NJ 08108 Mr. Robert White, President
(856) 858-8198
Holding Company: 1st Colonial Bancorp Inc.
Regulator: New Jersey Department of Banking and Insurance
Abacus Federal Savings Bank – Savings and Loan (Out of State)
6-8 Bowery
New York, NY 10013 Mr. Thomas Sung, President
(212) 285-4770
Regulator: Office of the Comptroller of the Currency
Alma Bank – Commercial Bank (Out of State)
28-31 31st Street
Astoria, NY 11102 Mr. Michael Psyllos, President and CEO
(718) 663-5333
Regulator: State of New York Banking Department
Amboy Bank – Commercial Banks/State
P.O. Box 1076
3590 U.S. Highway No. 9
Old Bridge, NJ 08857 Mr. Gregory Scharpf, President
(732) 591-8700
Holding Company: Amboy Bancorporation
Regulator: New Jersey Department of Banking and Insurance
Amelia Family Trust Company – Limited Purpose Trust
Perillo Plaza
577 Chestnut Ridge Road
Woodcliff Lake, NJ 07677-4096 Mr. Philip Korsant, President
(203) 625-2300
Regulator: New Jersey Department of Banking and Insurance
Ascendia Bank – Savings Banks/State
175 Rock Road
P.O. Box 128
Glen Rock, NJ 07452 Mr. Ferdinand R. Viaud, President & CEO
(973) 636-5888
Regulator: New Jersey Department of Banking and Insurance
Bank of America, N.A. – National Bank (Out of State)
750 Walnut Avenue
NJ6-50203-01
Cranford, NJ 07016 Mr. Robert Doherty, NJ State President/SVP
(908) 709-4432
Holding Company: Bank of America Corporation
Regulator: Office of the Comptroller of the Currency
Bank of Hope – Commercial Bank (Out of State)
172 Main Street
Fort Lee, NJ 07024 Ms. Catherine Suh-Kim, SVP & Deposit Division Leader
(213) 235-3000
Holding Company: HOPE BANCORP, INC.
Regulator: California Department of Financial Institutions
BCB Community Bank – Commercial Banks/State
104-110 Avenue C
Bayonne, NJ 07002 Mr. Thomas Coughlin, President
(201) 823-0700
Holding Company: BCB Bancorp, Inc.
Regulator: New Jersey Department of Banking and Insurance
Beacon Trust Company – Limited Purpose Trust
161-163 Madison Avenue
Morristown, NJ 07960-7329 Ms. Valerie O. Murray, President
(973) 845-4282
Regulator: New Jersey Department of Banking and Insurance
Berkshire Bank – Commercial Bank (Out of State)
669 Whitehead Road
Lawrenceville, NJ 08648 Mr. Sean Gray, President
Regulator: Massachusetts Division of Banks
Bessemer Trust Company – Commercial Banks/State
100 Woodbridge Center Drive
Woodbridge, NJ 07095-1191 Mr. George Wilcox, President
(732) 694-5400
Holding Company: The Bessemer Group Inc.
Regulator: New Jersey Department of Banking and Insurance
Blue Foundry Bank – Savings Banks/State
25 Orient Way
Rutherford, NJ 07070 James . Nesci, President
(201) 939-5000
Holding Company: Blue Foundry MHC
Regulator: New Jersey Department of Banking and Insurance
BNY Mellon, National Association – National Bank (Out of State)
One Mellon Bank Center
500 Grant Street
Pittsburgh, PA 15258 Mr. Martin McGuinn, Chairman and CEO
(412) 234-5000
Holding Company: Mellon Financial Corporation
Regulator: Office of the Comptroller of the Currency
Bogota Savings Bank – Savings Banks/State
819 Teaneck Road
Teaneck, NJ 07666 Mr. Joseph Coccaro, President, CEO & COO
(201) 862-0660
Regulator: New Jersey Department of Banking and Insurance
Branch Banking and Trust Company – Commercial Bank (Out of State)
200 W 2nd St
Winston Salem, NC 27101 Mr. Scott R. Gamble, Regional President, Greater Delaware Valley
(800) 226-5228
Regulator: North Carolina Commissioner of Banks
Brunswick Bank and Trust Company – Commercial Banks/State
439 Livingston Avenue
P.O. Box 29
New Brunswick, NJ 08903 Mr. Nicholas Frungillo, Jr., President
(732) 247-5800
Holding Company: Brunswick Bancorp
Regulator: New Jersey Department of Banking and Insurance
Capital One, National Association – National Bank (Out of State)
1680 Capital One Drive
McLean, VA 22102 Mr Richard Fairbanks, President and CEO
(800) 655-2265
Holding Company: Capital One Financial Corporation
Regulator: Office of the Comptroller of the Currency
Cathay Bank – Commercial Bank (Out of State)
40-14 Main Street
Flushing, NY 11354 Mr. Pin Tai, Exec. Vice President & General Manager
(800) 922-8429
Holding Company: Cathay General Bancorp
Regulator: California Department of Financial Institutions
Cenlar FSB – Federal Savings and Loan
425 Phillips Boulevard
P.O. Box 77400
Trenton, NJ 08628 Mr. Gregory S. Tornquist, President & CEO
(609) 883-3900
Holding Company: Cenlar Capitol Corporation
Regulator: Office of the Comptroller of the Currency
Century Savings Bank – Savings Banks/State
1376 W. Sherman Avenue
Vineland, NJ 08360 David J. Hanrahan, Sr., President
(856) 690-9105
Holding Company: Century Bancorp, M.H.C.
Regulator: New Jersey Department of Banking and Insurance
Citibank, N.A. – National Bank (Out of State)
399 Park Avenue
New York, NY 10043 Mr. William R. Rhodes, President & CEO
(800) 627-3999
Holding Company: Citigroup, Inc.
Regulator: Office of the Comptroller of the Currency
Citizens Bank of Pennsylvania – Commercial Bank (Out of State)
2001 Market Street
Philadelphia, PA 19103 Mr. Daniel Fitzpatrick, President & CEO
(800) 910-4100
Holding Company: Citizens Financial Group
Regulator: Pennsylvania Department of Banking
Columbia Bank – Federal Savings and Loan
19-01 Route 208 North
Fair Lawn, NJ 07410 Mr. Thomas Kemly, President & CEO
(201) 796-3600
Holding Company: Columbia Bank MHC
Regulator: Office of the Comptroller of the Currency
ConnectOne Bank – Commercial Banks/State
301 Sylvan Avenue
Englewood Cliffs, NJ 07632 Ms. Elizabeth Magennis, President
(201) 816-8900
Holding Company: ConnectOne Bancorp, Inc.
Regulator: New Jersey Department of Banking and Insurance
Cornerstone Bank – Commercial Banks/State
6000 Midlantic Drive
Suite 120S
Mt. Laurel, NJ 08054 Mr. Eugene D’Orazio, President & COO
(856) 439-0300
Holding Company: Cornerstone Financial Corporation
Regulator: New Jersey Department of Banking and Insurance
Credit Union of New Jersey – Credit Unions/State
1301 Parkway Avenue
PO Box 7921
Ewing, NJ 08628-3010 Mr. Andy Jaeger, Chief Executive Officer
(609) 538-4061
Regulator: New Jersey Department of Banking and Insurance
Crest Savings Bank – Savings Banks/State
3301 Pacific Avenue
Wildwood, NJ 08260 Mr Anthony DeSalle, President
(609) 522-5115
Holding Company: Crest Savings Bancorp, MHC
Regulator: New Jersey Department of Banking and Insurance
Cross River Bank – Commercial Banks/State
400 Kelby Street
14th Floor
Fort Lee, NJ 07024-2938 Mr. Gilles Gade, President
(201) 808-7000
Holding Company: CRB Group, Inc.
Regulator: New Jersey Department of Banking and Insurance
Crown Bank – Commercial Banks/State
27 Prince Street
Elizabeth, NJ 07208 Mr. Kevin Lenihan, President & COO
(908) 659-2100
Regulator: New Jersey Department of Banking and Insurance
Customers Bank – Commercial Bank (Out of State)
99 Bridge Street
Phoenixville, PA 19460 Mr. Warren Taylor, President, Community Banking
(267) 390-4090
Regulator: Pennsylvania Department of Banking
Division 819 Transit Employees Credit Union – Credit Unions/State
186 Brookside Avenue
Irvington, NJ 07111 Ms. Tontalane Franklin, Chief Executive Officer
(973) 373-2332
Regulator: New Jersey Department of Banking and Insurance
First Bank – Commercial Banks/State
2465 Kuser Road, Suite 101
Hamilton, NJ 08690 Mr. Patrick Ryan, President & CEO
(609) 643-4211
Regulator: New Jersey Department of Banking and Insurance
First Commerce Bank – Commercial Banks/State
105 River Avenue
Lakewood, NJ 07624 Mr. Donald Mindiak, President & COO
(732) 364-0032
Regulator: New Jersey Department of Banking and Insurance
First Hope Bank, A National Banking Association – National Bank
1301 Hope Bridgeville Road
Hope, NJ 07844 Mr. Donald Somma, President
(908) 459-4121
Holding Company: First Hope Bancorp
Regulator: Office of the Comptroller of the Currency
First National Bank of Absecon – National Bank
106 New Jersey Avenue
Post Office Box 324
Absecon, NJ 08201 Mr. Harry Elwell, III, President & CEO
(609) 641-6300
Holding Company: Absecon Bancorp
Regulator: Office of the Comptroller of the Currency
First National Bank of Elmer – National Bank
10 South Main Street
PO Box 980
Elmer, NJ 08318 Mr. Brian W. Jones, President & CEO
(856) 358-7000
Holding Company: Elmer Bancorp, Inc.
Regulator: Office of the Comptroller of the Currency
Firstrust Savings Bank – Savings Bank (Out of State)
15 East Ridge Pike
Suite 400
Conshohocken, PA 19428 Mr. Thomas Strohm, Executive Vice President
(800) 220-2265
Holding Company: Semperverde Holding Company
Regulator: Pennsylvania Department of Banking
Franklin Bank – Savings Banks/State
1179 Route 40
Pilesgrove, NJ 08098 Mr. Mark V. Edwards, President/CEO
(856) 769-4400
Regulator: New Jersey Department of Banking and Insurance
Freedom Bank – Commercial Banks/State
99 West Essex Street, 2nd floor
Maywood, NJ 07607 Mr. Matthew Carcich, President & CEO
(201) 599-3000
Holding Company: Freedom Bancorp, Inc.
Regulator: New Jersey Department of Banking and Insurance
Freehold Bank – Savings Banks/State
68 West Main Street
Freehold, NJ 07728-431 Mr. James Wainwright, President & CEO
(732) 462-6700
Regulator: New Jersey Department of Banking and Insurance
Gibraltar Savings Bank, FSB – Federal Savings and Loan
5527 Berkshire Valley Road
Oak Ridge, NJ 07438 Mr. Walter Provost, President & CEO
(973) 372-1221
Regulator: Office of the Comptroller of the Currency
Glenmede Trust Company, National Association – Limited Purpose Trust
One Liberty Place
1650 Market Street, Suite 1200
Philadelphia, PA 19103 Mr. A.E. Piscopo, President & CEO
(609) 987-0066
Holding Company: Glenmede Corporation
Regulator: Office of the Comptroller of the Currency
Grand Bank, National Association – National Bank
2297 State Highway 33
Hamilton Square, NJ 08619 Mr. Thomas Gray, Jr., President & CEO
(609) 631-0540
Regulator: Office of the Comptroller of the Currency
GSL Savings Bank – Savings Banks/State
6823 Bergenline Avenue
Guttenberg, NJ 07093 Mr. Nicholas Tedesco, Jr., Acting President & CEO & BSA Officer
(201) 869-9300
Regulator: New Jersey Department of Banking and Insurance
Habib American Bank – Commercial Bank (Out of State)
99 Madison Avenue
New York, NY 10016 Mr. A.G. Abbasi, President and CEO
(212) 532-4444
Holding Company: Maham Beteiligungsgesellschaft, AG, Zurich
Regulator: State of New York Banking Department
Haddon Savings Bank – Savings Banks/State
201 White Horse Pike
Haddon Heights, NJ 08035 Mr. Kevin P. Peterson, President, CEO & COO
(856) 547-3700
Regulator: New Jersey Department of Banking and Insurance
Hanmi Bank – Commercial Bank (Out of State)
1031 Route 1 South
Edison, NJ 08837 Mr. Chong Guk (CG) Kum, President & CEO
(213) 382-2200
Holding Company: Hanmi Financial Corporation
Regulator: California Department of Financial Institutions
Haven Savings Bank – Savings Banks/State
621 Washington Street
Hoboken, NJ 07030 Mr. John Wessling, III, President & CEO
(201) 659-3600
Holding Company: Haven Bancorp MHC
Regulator: New Jersey Department of Banking and Insurance
HSBC Bank USA, National Association – National Bank (Out of State)
545 Washington Blvd., 10th Floor
Jersey City, NJ 07310 Ms. Mina Lum, District Executive
(800) 975-4722
Holding Company: HSBC Holdings PLC
Regulator: Office of the Comptroller of the Currency
Industrial Bank – Commercial Bank (Out of State)
4812 Georgia Avenue NW
Washington, DC 20011 Doyle . Mitchell, President & CEO
Holding Company: IBW Finaancial Corporation
Regulator: Federal Deposit Insurance Corporation
Investors Bank – Commercial Banks/State
101 JFK Parkway
Corporate Office
Short Hills, NJ 07078 Mr. Domenick Cama, Sr. Executive Vice President/COO
(973) 924-5100
Holding Company: Investors Bancorp, MHC
Regulator: New Jersey Department of Banking and Insurance
Israel Discount Bank of New York – Commercial Bank (Out of State)
511 Fifth Ave.
New York, NY 10017-4997 Mr. Ehud Arnon, President & CEO
(212) 551-8500
Holding Company: TREETOPS ACQUISITION GROUP II LTD.
Regulator: State of New York Banking Department
JPMorgan Chase Bank, National Association – National Bank (Out of State)
1 Chase Manhattan Plaza
25th Floor
New York, NY 10081 Ms. Ellen Cunningham, Corporate Compliance
(212) 552-2222
Holding Company: J.P.Morgan Chase & Co.
Regulator: Office of the Comptroller of the Currency
Kearny Bank – Savings Banks/State
120 Passaic Avenue
Fairfield, NJ 07004-3510 Mr. Craig Montanaro, President , Chief Executve Officer
(973) 244-4510
Holding Company: Kearny MHC
Regulator: New Jersey Department of Banking and Insurance
KEB Hana Bank USA, National Association – National Bank
201 Main Street
Fort Lee, NJ 07024 Mr. John W. Campbell, President & CEO
(212) 689-5292
Holding Company: Hana Bancorp Inc.
Regulator: Office of the Comptroller of the Currency
Lakeland Bank – Commercial Banks/State
250 Oak Ridge Road
Oak Ridge, NJ 07438-40 Mr. Thomas Shara, President & CEO
(973) 697-2000
Holding Company: Lakeland Bancorp, Inc.
Regulator: New Jersey Department of Banking and Insurance
Liberty Bell Bank division of The Bank of Delmarva – Commercial Bank (Out of State)
145 North Maple Avenue
Marlton, NJ 08053 Mr. John R. Herring, New Jersey Market President
(856) 830-1168
Regulator: Office of the State Bank Commissioner
Lincoln 1st Bank – Savings Banks/State
19 Chapin Road
Building D, Suite 1
Pine Brook, NJ 07058 Mr. Philip Vaz, Co-President / COO
(973) 694-0330
Holding Company: Lincoln Park Bancorp, MHC
Regulator: New Jersey Department of Banking and Insurance
Lusitania Savings Bank – Savings Banks/State
107 Pulaski Street
Newark, NJ 07105 Mr. Jorge Gomes, President/CEO
(973) 344-5125
Holding Company: Lusitania Financial, MHC
Regulator: New Jersey Department of Banking and Insurance
M&T Bank – Commercial Bank (Out of State)
One M&T Plaza
Buffalo, NY 14203 Ms. Paula Mandell, Senior Vice President
(800) 724-2440
Holding Company: M&T Bank Corporation
Regulator: State of New York Banking Department
Magyar Bank – Savings Banks/State
400 Somerset Street
P.O. Box 1365
New Brunswick, NJ 08901 Mr. John S. Fitzgerald, President & CEO
(732) 342-7600
Holding Company: Magyar Bancorp
Regulator: New Jersey Department of Banking and Insurance
Manasquan Bank – Savings Banks/State
2221 Landmark Place
Post Office Box E
Wall Township, NJ 08736 Mr. James S. Vaccaro, President & CEO
(732) 223-4450
Holding Company: MSB Financial, MHC
Regulator: New Jersey Department of Banking and Insurance
Millville Savings Bank – Savings Banks/State
100 Albertson Street
Millville, NJ 08332 Mr. David Greenfield, President & CEO
(856) 825-0809
Regulator: New Jersey Department of Banking and Insurance
Monmouth County Postal Employees – Credit Unions/State
171 Broad Street
P.O. Box 518
Red Bank, NJ 07701-518 Ms. Maureen Julian, Office Manager
(732) 219-0009
Regulator: New Jersey Department of Banking and Insurance
Monroe Savings Bank – Savings Banks/State
114 South Main Street
Williamstown, NJ 08094 Mr. Brian Myers, President
(856) 629-6439
Regulator: New Jersey Department of Banking and Insurance
New Jersey Law and Public Safety – Credit Unions/State
225 E. State Street
PO Box 550
Trenton, NJ 08604 Ms. Bonnie Karczewski, Manager and CEO
(609) 393-0046
Regulator: New Jersey Department of Banking and Insurance
New Millennium Bank – Commercial Banks/State
292 Bridge Plaza South
Fort Lee, NJ 07024 Mr. Hong S. Hur, President & CEO
(201) 676-3326
Holding Company: NMB Financial Corporation
Regulator: New Jersey Department of Banking and Insurance
New York Community Bank – Commercial Bank (Out of State)
615 Merrick Avenue
Westbury, NY 11590 Mr. Joseph R. Ficalora, President & CEO
(516) 683-4404
Holding Company: New York Community Bancorp
Regulator: State of New York Banking Department
Newark Board of Education Employees – Credit Unions/State
195 Norman Road
Newark, NJ 07106 Mr. Richard Garcia, Chief Executive Officer
(973) 375-9182
Regulator: New Jersey Department of Banking and Insurance
Newark Post Office Employees – Credit Unions/State
Post Office Bldg Federal Square
Post Office Box 20290
Newark, NJ 07101 Ms. Rebecca Majors, Office Manager
(973) 621-7553
Regulator: New Jersey Department of Banking and Insurance
NewBank – Commercial Bank (Out of State)
146-01 Northern Boulevard
Flushing, NY 11354 Mr. Keun Taek Han, President & CEO
(718) 353-9100
Regulator: State of New York Banking Department
Newfield National Bank – National Bank
18 S. West Boulevard
Newfield, NJ 08344 Mr. John Borelli Jr., President & CEO
(856) 692-3440
Holding Company: Newfield Bancorp, Inc.
Regulator: Office of the Comptroller of the Currency
Noah Bank – Commercial Bank (Out of State)
7301 Old York Rd.
Elkins Park, PA 19027 Mr. Edward Shin, President & CEO
(215) 424-5100
Regulator: Pennsylvania Department of Banking
Northfield Bank – Federal Savings and Loan
1410 St. George’s Avenue
Avenel, NJ 07001 Mr. John W. Alexander, Chairman and CEO
(718) 448-1000
Holding Company: NSB Holding Corp
Regulator: State of New York Banking Department
NVE Bank – Savings Banks/State
70/76 Engle Street
P.O. Box 112
Englewood, NJ 07631 Mr. Robert Rey, President, CEO & COO
(201) 816-2800
Holding Company: NVE Bancorp, MHC
Regulator: New Jersey Department of Banking and Insurance
OceanFirst Bank – Federal Savings and Loan
975 Hooper Avenue
P.O. Box 2009
Toms River, NJ 08754 Mr. Christopher Maher, President & CEO
(732) 240-4500
Holding Company: OceanFirst Financial Corp
Regulator: Office of the Comptroller of the Currency
Pacific City Bank – Commercial Bank (Out of State)
3701 Wilshire Boulevard, Suite 900
Los Angeles, CA 90010 Haeyoung . Cho, CEO & President
Holding Company: PCB Bancorp
Regulator: California Department of Financial Institutions
Parke Bank – Commercial Banks/State
601 Delsea Drive
PO Box 40
Sewell, NJ 08080 Mr. Vito S. Pantilione, President & CEO
(856) 256-2500
Holding Company: Parke Bancorp Inc.
Regulator: New Jersey Department of Banking and Insurance
Peapack-Gladstone Bank – Commercial Banks/State
500 Hills Drive
Suite 300
Bedminster, NJ 07921 Mr. Douglas Kennedy, President & CEO
(908) 234-0700
Holding Company: Peapack-Gladstone Financial Corporation
Regulator: New Jersey Department of Banking and Insurance
Pennsville National Bank – National Bank
170 South Broad Street
P.O. Box 345
Pennsville, NJ 08070 Mr. Robert Vanderslice, President
(856) 678-6006
Holding Company: Penn Bancshares, Inc.
Regulator: Office of the Comptroller of the Currency
Plainfield Credit Union – Credit Unions/State
201 Watchung Avenue
PO Box 1363
Plainfield, NJ 07060 Mr. Michael R. DiPaolo, Chief Executive Officer
(908) 754-4097
Regulator: New Jersey Department of Banking and Insurance
PNC Bank, National Association – National Bank (Out of State)
1 PNC Plaza 21th Floor
249 Fifth Avenue
Pittsburgh, PA 15222 Mr. James Rohr, President
(412) 762-2666
Holding Company: PNC Financial Services Group, Inc.
Regulator: Office of the Comptroller of the Currency
Ponce Bank – Savings and Loan (Out of State)
2244 Westchester Avenue
Bronx, NY 10462 Mr. Steven Tsavaris, President
(718) 931-9000
Regulator: Office of the Comptroller of the Currency
Popular Bank – Commercial Bank (Out of State)
500 Bloomfield Avenue
Newark, NJ 07107 Mr. Richard Carrion, President
(973) 484-6525
Holding Company: Popular North America, Inc.
Regulator: State of New York Banking Department
Postal Employees Credit Union – Credit Unions/State
680 Highway #130
PO Box 8033
Trenton, NJ 08650 Mr. Darryl Belinski, Chief Executive Officer
(609) 585-4334
Regulator: New Jersey Department of Banking and Insurance
Provident Bank – Savings Banks/State
P.O. Box 1001
100 Wood Avenue South
Iselin, NJ 08830-1001 Anthony . Labozzetta, President
(732) 590-9200
Holding Company: Provident Financial Services, Inc.
Regulator: New Jersey Department of Banking and Insurance
Regal Bank – Commercial Banks/State
570 West Mount Pleasant Avenue
Livingston, NJ 07039 Mr. Thomas Lupo, President & CEO
(973) 716-0600
Holding Company: Regal Bancorp, Inc.
Regulator: New Jersey Department of Banking and Insurance
Republic First Bank – Commercial Bank (Out of State)
Two Liberty Place
50 S. 16th Street, Suite 2400
Philadelphia, PA 19103 Mr. Harry Madonna, Chairman & CEO
(888) 875-2265
Holding Company: Republic First Bancorp Inc.
Regulator: Pennsylvania Department of Banking
Royal Bank America – Commercial Bank (Out of State)
One Bala Plaza
231 St. Asaph’s Road
Bala Cynwyd, PA 19004 Mr. Kevin Tylus, President & CEO
(610) 668-4700
Holding Company: Royal Bancshares of Pennsylvania
Regulator: Pennsylvania Department of Banking
RSI Bank – Savings Banks/State
1500 Irving Street
PO Box 1003
Rahway, NJ 07065 Mr. David R. Taylor, President & CEO
(732) 388-1800
Holding Company: RSI Bancorp, MHC
Regulator: New Jersey Department of Banking and Insurance
Santander Bank – National Bank
MA1 SST 04-04
75 State Street
Boston, MA Mr. Roman Bianco, President & CEO
(877) 768-2265
Holding Company: Santander Holdings USA
Regulator: Office of the Comptroller of the Currency
Schuyler Savings Bank – Savings Banks/State
24 Davis Avenue
Kearny, NJ 07032 Mr. George V. Halski, President & CEO
(201) 991-0001
Regulator: New Jersey Department of Banking and Insurance
Shinhan Bank America – Commercial Bank (Out of State)
330 Fifth Avenue, 4th Floor
New York, NY 10001 Mr. Jeffrey Lee, President & CEO
(646) 843-7300
Holding Company: Shinhan Financial Group
Regulator: State of New York Banking Department
Somerset Savings Bank, SLA – Savings and Loans/State
220 West Union Avenue
P.O. Box 220
Bound Brook, NJ 08805 Mr. Christopher Pribula, President/COO
(732) 560-1700
Regulator: New Jersey Department of Banking and Insurance
Spencer Savings Bank, SLA – Savings and Loans/State
611 River Drive
River Drive Center 3
Elmwood Park, NJ 07407 Ms Jane Rey, President
(201) 703-3800
Regulator: New Jersey Department of Banking and Insurance
State Street Bank and Trust Company – Commercial Bank (Out of State)
600 College Road East
Suite 4100
Princeton, NJ 08543-6691 Mr. Michael Dahl, President
(617) 786-3000
Holding Company: State Street Corporation
Regulator: Massachusetts Division of Banks
Sterling National Bank – National Bank (Out of State)
400 Rella Boulevard
PO Box 600
Montebello, NY 10901 Mr. George Strayton, President and CEO
(845) 357-4636
Holding Company: Provident Bancorp, Inc.
Regulator: Office of the Comptroller of the Currency
Sturdy Savings Bank – Savings Banks/State
506 S. Main Street
Box 900
Cape May Court House, NJ 08210-900 Mr. Gerald Reeves, President & CEO
(609) 463-5206
Regulator: New Jersey Department of Banking and Insurance
Sumitomo Mitsui Trust Bank (U.S.A.) Limited – Commercial Banks/State
111 River Street
Hoboken, NJ 07030 Ms. Hisato Nakano, President & CEO
(201) 420-9470
Holding Company: Sumitomo Mitsui Trust Holdings, Inc.
Regulator: New Jersey Department of Banking and Insurance
TD Bank, National Association – National Bank (Out of State)
1701 Route 70 East
Cherry Hill, NJ 08034 Mr. Greg Braca, President and Chief Executive Officer
(888) 751-9000
Holding Company: The Toronto-Dominion Bank
Regulator: Office of the Comptroller of the Currency
The Bank of Princeton – Commercial Banks/State
183 Bayard Lane
Princeton, NJ 08543 Mr. Ed Dietzler, President/CEO
(609) 921-1700
Regulator: New Jersey Department of Banking and Insurance
The Berkshire Bank – Commercial Bank (Out of State)
4 East 39th Street
New York, NY 10016 Mr. Moses Krausz, President & CEO
(212) 802-1000
Holding Company: Berkshire Bancorp, Inc.
Regulator: State of New York Banking Department
Union County Savings Bank – Savings Banks/State
320 North Broad Street
Elizabeth, NJ 07207 Mr. Joseph Yewaisis, President & CEO
(908) 354-4600
Regulator: New Jersey Department of Banking and Insurance
United Roosevelt Savings Bank – Savings Banks/State
11-15 Cooke Avenue
Carteret, NJ 07008 Mr. Kenneth R. Totten, President
(732) 541-5445
Holding Company: United Roosevelt, MHC
Regulator: New Jersey Department of Banking and Insurance
Unity Bank – Commercial Banks/State
64 Old Highway 22
Clinton, NJ 08809 Mr. James Hughes, President & CEO
(908) 730-7630
Holding Company: Unity Bancorp, Inc.
Regulator: New Jersey Department of Banking and Insurance
Valley National Bank – National Bank
1455 Valley Road
Wayne, NJ 07470 Mr. Gerald Lipkin, President & CEO
(973) 305-8800
Holding Company: Valley National Bancorporation
Regulator: Office of the Comptroller of the Currency
Wells Fargo, NA – National Bank (Out of State)
550 Broad Street
Newark, NJ 07102 Ms. Lucia DiNapoli Gibbons, Regional President
(800) 922-4684
Holding Company: Wachovia Corporation
Regulator: Office of the Comptroller of the Currency
William Penn Bank – Savings and Loan (Out of State)
1309 South Woodbourne Rd.
Levittown, PA 19057 Ms. Terry Sager, President – CEO
(215) 269-1200
Regulator: Pennsylvania Department of Banking
Wilmington Savings Fund Society, FSB – Savings Bank (Out of State)
500 Delaware Avenue
Wilmington, DE 19801 Mr. Rodger Levenson, President & CEO
(302) 792-6000
Holding Company: Beneficial Mutual Bancorp, Inc.
Regulator: Office of the Comptroller of the Currency
Woori America Bank – Commercial Bank (Out of State)
1250 Broadway
New York, NY 10001 Mr. Edward Park, Executive Vice President & General Manager
(201) 941-9999
Holding Company: Woori Bank
Regulator: State of New York Banking Department